FAQ on FICO

FAQ on FICO

Frequently Asked Questions about FICO® Scores 13 FICO © 2013-2018 Fair Isaac Corporation. All rights reserved. Introduction to Credit Scoring When you apply for credit—such as a credit card, auto loan or mortgage—the company from which you are seeking credit checks your credit report from one or more of the three major consumer reporting agencies. [...]
FICO Scores Handbook

FICO Scores Handbook

Introduction This handbook is designed to bolster Get Credit Healthy’s network of nonprofit credit counselors’ and credit solutions managers’ understanding of the world of credit and FICO. Before lenders extend credit, they must first verify that credit applicants will be able to repay the amount of credit requested, and have a high likelihood of making [...]